Job Title: Mortgage Closer/Funder Team Lead

Location: Calabasas, California

Position Overview: We are seeking a skilled Closing Team Lead to help build and oversee the performance, productivity, and quality of a dedicated Closing team. In this role, you will drive team success by improving processes, mentoring staff, and ensuring alignment with the company’s growth objectives. This is a critical position for maintaining operational excellence and delivering exceptional service to our clients. This is a start-up opportunity with a seasoned team of leaders who have built and scaled large companies in the Non-QM mortgage space.

Click this link to watch a high-level overview video on the opportunity! https://vidmails.com/v/RXRRSK5Cbp

Key Responsibilities:

• Process Development: You will be tasked to build out the internal workflows for all disclosures, docs, and funding.
• Offshore Team Management: You will be overseeing a team of people both offshore and onshore.
• Key Loan Products: DSCR, Bank Statement Loans, Business Purpose Loans, Closing in Business Entities
• Pipeline Management: Oversee individual loan pipelines, ensuring adherence to service standards and financial targets. Review loan files and systems for accuracy, clear closing conditions, and prepare closing packages.
• Regulatory Compliance: Ensure all loans meet federal and state regulations, including but not limited to RESPA, HMDA, and Fair Lending Practices.
• Documentation: Approve and send final documents to title companies, and coordinate with them on final requirements. Request and review funding conditions from lenders or investors and initiate wire transfers as necessary.
• Team Coordination: Assign tasks equitably, serve as a backup closer when needed, and act as an escalation point for internal and external stakeholders.
• Training and Development: Onboard and train new employees, providing ongoing support and development to enhance team performance.
• Special Projects: Assist with post-closing or insuring issues, corporate initiatives, and other special projects as assigned.
• Miscellaneous: Perform other related duties as required.

Education:

• High school diploma or equivalent required.

Experience:

• Minimum of five (5) years of hands-on loan closing experience in residential mortgages ideally with Non-QM mortgage loan Experience.

Skills and Competencies:

• In-depth knowledge of RESPA disclosures and national disclosure and compliance laws
• Strong written and verbal communication skills, with a commitment to quality customer service.
• High attention to detail, organizational skills, and ability to multitask in a fast-paced environment.
• Proficient in MS Office products and mortgage origination systems; knowledge of Encompass is a plus.
• Strong mathematical aptitude and effective time management skills.

Benefits: We offer a comprehensive benefits package that includes several medical plans, as well as dental and vision insurance. Additional benefits include short-term and long-term disability insurance, basic life insurance, a 401(k) plan, and 10 employer-paid holidays. We also offer optional supplemental benefits, such as additional life insurance, critical illness, and accident plans.

Work Environment and Physical Demands: This position operates in a standard office environment. The role requires regular and predictable attendance, clear communication with others, and frequent use of hands and arms for handling and reaching.